Last updated: July 24, 2026
🔒 Your financial data never leaves your device. Smart Loan Calculator performs all calculations locally. We do not collect, transmit, or store your personal or financial information.
Smart Loan Calculator does not require an account and does not collect personally identifiable information. The figures you enter (income, expenses, loan amounts, interest rates) are used only to perform calculations within the app.
All calculations and financial analysis are performed entirely on your device. Your data is used solely to provide you with loan calculations, comparisons, and financial insights within the app.
Data is stored locally on your device using browser storage (localStorage). This data:
The app contains no advertising, no third-party tracking SDKs, and no user profiling. We do not track your activity, and we do not collect any analytics about how you use the app.
Our website may use a privacy-focused, cookie-free service to count aggregate page visits. This applies to the website only, never to the app, and it does not identify individual visitors or access any financial information.
The app functions fully offline. No personal or financial data entered in the app is transmitted over the internet.
Smart Loan Calculator is not directed at children under the age of 13. We do not knowingly collect any information from children.
We may update this Privacy Policy from time to time. Any changes will be reflected with an updated date at the top of this page. Continued use of the app after changes constitutes acceptance of the updated policy.
If you have any questions about this Privacy Policy, please contact us at: